Metropolitan Mortgage in Florissant, MO

Conventional Loan

A Conventional loan is the most common type of mortgage in Florissant. Our team at Metropolitan Mortgage helps you understand the minimum down payment, mortgage rates, and qualifications required. In addition, they explain the pros and cons of conventional loans and help you determine if this is the right kind of loan for you.

FHA Loan

A FHA loan is insured by the Federal Housing Administration (FHA). They help low to moderate-income individuals who cannot make large down payments for their homes. Our team helps you understand the benefits of FHA and guides you through the minimum down payment requirements monthly. We also let you know about the loan’s qualifying and minimum credit score requirements.

VA Home Loan

Backed by the Department of Veteran Affairs, a VA loan is available only to military personnel and veterans. If you are an active or retired military personnel in Florissant, our team will guide you through the VA loan process. We tell you about the benefits of these loans, maximum loan limits, and interest rates so that you can make an informed decision.

USDA Loan

Offered by the USDA Rural Development Loan Program, these loans are only for low and moderate-income families who live in eligible rural areas. Our team of professionals gives you information about USDA, eligibility requirements, minimum credit score requirements, and maximum loan amounts that you can get.

Jumbo Loans

Eligible for larger-priced homes in Florissant, Jumbo loans require good credit scores and large down payments. The professional mortgage lenders at Metropolitan Mortgage Corporation inform you about the benefits of jumbo loans, the minimum down payment requirements, loan limits, and interest rates.

Vacation Home

Our team of professionals helps you find the right loan to buy a second home or investment property. We inform you about the different types of vacation loans and how you can get qualified. We guide you through the pre-qualification process and help you find real estate agents in your area who can help you finalize your property.

30 Year Fixed Loan

A 30 year fixed loan is ideal for people who plan to stay in the same home long-term. These loans give individuals the stability of consistent payments. They have low-interest rates and consistent mortgage payments. As a result, individuals can plan their budgets with ease. Our team guides you through the process of applying for 30 year fixed loan, explains to you how these loans work, and informs you about the qualifications required.

15 Year Fixed Loan

We offer 15 year fixed rate loan to clients in Florissant. With these loans, you can repay the principal and interest every month through monthly payments. This type of loan is cheaper than most other loan options. Our team explains the benefits of 15 years fixed loans and helps you determine whether this loan type is ideal for you.

Whether you are a first-time homebuyer or have bought homes before, our company will be there to guide you every step of the way. We work hard to ensure all our clients have a hassle-free and great experience with us. We help them find loan options with big savings and a simple application process.

Looking To Settle In Missouri?

In business since 1996, Metropolitan Mortgage Corporation is an experienced, honest, and transparent lender serving Florissant, Missouri. They offer unique home loan programs that make home-buying stress-free. Besides streamlining the application process, the company is committed to ensuring a smooth and stress-free application process.

Our Main Milestones

• Multi-year recipients of the Five Star Award.
• High Reach Nationwide.
• Excellent customer service.
• Offers an online loan pre-approval.
• Conventional, jumbo, and government-backed loans.

Contact Metropolitan Mortgage Corporation today!