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Rick Woodruff – Senior Loan Officer NMLS #248984

If you’re looking for Rick Woodruff – Senior loan officer in Kansas City with Metropolitan Mortgage, look no further. Rick is a seasoned professional with over 30 years of experience in the mortgage industry. He has always been passionate about…

No Cost Refinance in Kansas City

When looking to refinance, a homeowner has several rate and cost options to choose from. Homeowners can pay upfront points to buy a lower interest rate resulting in high closing costs. Or, go with a no-point loan with a slightly higher interest…

Recasting a Mortgage: What you need to Know

If you have recently received extra money, you might consider paying your mortgage principal. If so, this article covers the pros and cons of what you should know about recasting a mortgage. Occasionally, homeowners will receive a rather sizable amount…

How to Know When You Should Refinance Your Mortgage

Refinancing your mortgage can be a strategic move that allows you to take advantage of favorable interest rates, reduce your monthly payments, or even pay off your home faster. As a current homeowner in Kansas City with a conventional mortgage,…

Independence, MO Housing Market: A Guide to Kansas City’s Hidden Gem

The Independence, MO housing market is an attractive option for homebuyers in the Kansas City metropolitan area. With its rich history, affordable housing options, and close-knit community, Independence offers a unique living experience. This guide will explore the current trends,…

Overland Park Housing Market in 2024: A Local’s Guide

As we move into 2024, the Overland Park housing market continues to evolve, presenting both opportunities and challenges for homebuyers and sellers. Whether you’re a first-time buyer, looking to upgrade, or planning to sell, understanding the local market trends is…

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