Refinance Mortgage Kansas City – Save with Low Rates Today
Looking to refinance your mortgage in Kansas City? At Metropolitan Mortgage Corporation, we’ve been helping homeowners in the Kansas City metro area save money with low refinance rates and fast closings since 1997. Whether you’re in Overland Park, Zona Rosa, or downtown KC, our local expertise ensures you get the best deal on your home loan. Ready to lower your monthly payments or tap into your home’s equity? Use our refinance calculator to see how much you can save today!
Benefits of Refinancing Your Kansas City Mortgage
Refinancing your mortgage can unlock significant financial advantages, especially in Kansas City’s dynamic housing market. Here’s why homeowners choose to refinance with us:
- Lower Interest Rates: Secure a better rate than your current mortgage and reduce your monthly payments.
- Cash-Out Options: Access your home’s equity for renovations, debt consolidation, or other needs.
- Switch Loan Terms: Move from an adjustable-rate mortgage (ARM) to a stable fixed-rate loan.
Kansas City’s steady home value growth makes now a great time to refinance. Curious about how this applies to you? Contact us for a free consultation.
Current Refinance Rates in Kansas City
As of March 25, 2025, refinance rates in Kansas City remain competitive. Here’s a snapshot of what you might expect:
| TERM | |||
|---|---|---|---|
| 30-Year Fixed | |||
| 20-Year Fixed | |||
| 15-Year Fixed | |||
| 7 Yr ARM | |||
| 5 Yr ARM | |||
Rates are for illustrative purposes and subject to change. Get a personalized quote by calling us at (913) 642-8300 or filling out our Rate Quote form.
For the latest national trends, check out Freddie Mac’s mortgage rate updates.
How to Refinance Your Mortgage in Kansas City
Refinancing with Metropolitan Mortgage is simple and fast. Here’s our streamlined process:
- Get Pre-Approved: Submit your info for same-day pre-approval.
- Choose Your Loan: Work with our Kansas City-based team to pick the best option.
- Close Quickly: Enjoy fast closings—often in as little as 15 days.
Our local knowledge of the Kansas City market ensures a smooth experience from start to finish. Learn more about our loan process.
Get Your Free Kansas City Refinance Quote Now
Don’t wait to start saving. Fill out our quick form or call (913) 642-8300 to get a no-obligation refinance quote tailored to your Kansas City home. today!
Why Choose Metropolitan Mortgage for Kansas City Refinancing?
With over 25 years serving Kansas City, we’re more than just a lender—we’re your neighbors. Here’s what sets us apart:
- Local Expertise: We understand Kansas City’s neighborhoods, from Brookside to Liberty.
- Competitive Rates: We consistently offer some of the lowest refinance rates in the region.
- Fast Closings: Our streamlined process gets you refinanced quickly.
We’re proud to be a trusted Kansas City mortgage lender—check our BBB rating for proof of our commitment.
Kansas City Refinance Success Stories
“We refinanced our Overland Park home with Metropolitan Mortgage and cut our rate by 1.5%. The process was fast, and the team was amazing!” – Sarah T., Overland Park
“I used the cash-out refinance to renovate our kitchen. Best decision ever—thanks to the Kansas City team!” – Mark R., Zona Rosa
Want to share your story? We’d love to hear from you!
Frequently Asked Questions About Refinancing in Kansas City
What’s the break-even point for refinancing?
It depends on closing costs and savings. Use our to find yours—typically, it’s 12-24 months.
Are refinance rates in Kansas City different from national averages?
Local factors like demand and competition can influence rates. We stay ahead by offering tailored options for KC homeowners.
How long does refinancing take?
With Metropolitan Mortgage, most clients close in 15-30 days.
Have more questions? Visit our office or call us at (913) 642-8300.
Ready to Refinance Your Kansas City Mortgage?
Take the first step toward lower payments or extra cash. At Metropolitan Mortgage, we’re here to make refinancing simple, fast, and affordable for Kansas City homeowners. or explore our blog for more tips.
Metropolitan Mortgage Corporation
7280 NW 87th Terrace, Suite 210
Kansas City, MO 64153
(913) 642-8300