Skip to content

30-year jumbo mortgage rates

Today’s 30-year jumbo mortgage rates

When it comes to purchasing a home, understanding mortgage rates is crucial. Among the various options available, the 30-year jumbo mortgage rate stands out as the most popular choice for many homebuyers. Below, we will explore the intricacies of 30-year jumbo mortgage rates, with a particular focus on the Kansas and Missouri areas.

Get a personalized rate quote for a purchase or refinance or explore mortgage rates and features below.

Check out current rates for a 30-year jumbo fixed-rate loan.

The mortgage rates below assume you have a FICO® Score of 740+ and a down payment of at least 25%, that the loan is for a single-family home as your primary residence.

TERM
RATE
APR
POINT(S)
30-Year Fixed
6.250%
6.429
0
20-Year Fixed
6.125%
6.243
0
15-Year Fixed
5.500%
5.647
0
7 Yr ARM
6.375%
7.235
1
5 Yr ARM
6.250%
7.140
1

Minimum credit score is 620.

TERM
RATE
APR
POINT(S)
30-year fixed
5.625%
7.060
0
20-year fixed
5.625%
7.085
0

Minimum credit score is 640.

TERM
RATE
APR
POINT(S)
30-year fixed
5.625%
5.757
0
20-year fixed
5.625%
5.748
0

Minimum credit score is 640.

TERM
RATE
APR
POINT(S)
30-year fixed
5.875%
6.386
0

Minimum credit score is 640.

TERM
RATE
APR
POINT(S)
30-Year Jumbo
7.125%
7.359
1
15-Year Jumbo
7.125%
7.686
1
7 Yr ARM
7.500%
8.318
1
5 Yr ARM
7.375%
8.173
1

Minimum credit score is 680.

Fixed-rate mortgage calculator

Get an estimate of your monthly mortgage payment with our mortgage calculator.

$

20%

1.25%

6.000%

0%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0

*Monthly mortgage payments reflect Principal and Interest, Taxes, Insurance, and HOA dues. Does not include PMI (<20% down payment). These rates and figures are estimates for educational purposes only and do not reflect an official mortgage loan offer.

Get answers to common questions.

Welcome to our comprehensive guide on 30-year jumbo mortgage rates, designed to help you navigate the mortgage landscape in Kansas and Missouri. In this article, we will explore the current rates, discuss the benefits of a 30-year term, and shed light on Metropolitan Mortgage Corporation’s offerings.

Understanding 30-Year Jumbo Mortgage Rates

When it comes to obtaining a mortgage, understanding the interest rates is crucial. In Kansas and Missouri, 30-year jumbo mortgage rates refer to the long-term loans that exceed the conventional loan limits. These rates play a significant role in determining your monthly mortgage payments.

Current Trends in 30-Year Jumbo Mortgage Rates

Keeping abreast of the current trends is essential for potential homebuyers. It’s important to note that these rates can fluctuate based on market conditions and individual financial factors.

Benefits of a 30-Year Term

Choosing the right mortgage term is a critical decision. Opting for a 30-year term provides several advantages. First, it offers lower monthly payments, making it more manageable for many borrowers. Additionally, it provides a longer repayment period, allowing homeowners to build equity gradually.

Metropolitan Mortgage Corporation: Your Trusted Partner

When it comes to securing a jumbo mortgage, partnering with a reliable lender is essential. Metropolitan Mortgage Corporation, a renowned mortgage provider in Kansas and Missouri, offers competitive mortgage rates. Their experienced team is dedicated to guiding borrowers through the mortgage process, ensuring a seamless experience.

Factors Influencing Mortgage Rates

Several factors influence the 30-year jumbo mortgage rates in Kansas and Missouri. These include credit score, loan amount, loan-to-value ratio, and overall financial health. By understanding these factors, borrowers can take the necessary steps to improve their eligibility and secure a favorable rate.

Conclusion:

Obtaining a 30-year jumbo mortgage in Kansas or Missouri requires careful consideration of the prevailing rates and finding a trusted lender. Metropolitan Mortgage Corporation stands out as a reliable choice with competitive rates and a commitment to excellent customer service. Remember to assess your financial situation and consult with mortgage professionals before making a decision.

Back To Top