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Your Trusted Mortgage Lender in the Kansas City Metro

Close in as fast as 10 days • Local Kansas City experts • Zero hidden fees

Kansas and Missouri Mortgage Rates

Today’s Kansas and Missouri Home Loan Rates

Rates as of November 25, 2025 • Updated daily at 9:00 AM ET

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Stay ahead of the market with competitive mortgage rates – mortgage rates Kansas City. Here are today’s highlights:

Rates shown are for illustrative purposes only and assume excellent credit (740+ FICO), 20% down payment, 0 points, single-family primary residence. Actual rates vary. NMLS #227722 | Equal Housing Lender

Mortgage Calculators & Quick Tools

Start planning your home budget today; use our free and accurate mortgage calculator Kansas City to see a full PITI breakdown of your estimated payments.

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How Much Home Can
You Afford?

Estimate your buying power.

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Mortgage Refinance Calculator

See how much you could save.

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Mortgage Payment
Calculator

Full monthly payment breakdown.

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VA Mortgage
Calculator

Zero-down for veterans & military.

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FHA Mortgage
Calculator

As little as 3.5% down payment.

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in Minutes

Fast, secure online application — start now.

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Helped Over 10,000 Families Buy or Refinance in the KC Metro

Real reviews from real Kansas City homeowners

What Our Clients Are Saying
Google Reviews BBB Accredited – A+ Rating NMLS Licensed #227722 Zillow Reviews Equal Housing Lender 5-star Professional Award Top Mortgage Lender – Expertise.com

Conventional Loans

As low as 3% down · Best rates · Flexible terms

Conventional Loans Kansas City

Jumbo Loans

Financing above conforming limits · Luxury & high-value homes

Jumbo Loans Kansas City

VA Loans

0% down · No PMI · For veterans & active-duty military

VA Loans Kansas City

FHA Loans

Only 3.5% down · Flexible credit · First-time buyer favorite

FHA Loans Kansas City

Refinance

Rate and Term · Shorten Term · Cash-out

Refinance Kansas City

Home Equity Loan

Tap your home’s equity for renovations, debt consolidation, or major expenses

Home Equity Loans Kansas City

Refinance Options

Discover how a local refinance mortgage in Kansas City can help you lower your payment, access cash, or pay off your home faster.


Rate & Term
Refinance

Lower your rate or change your term — no cash out.

Learn More →

Cash-Out
Refinance

Tap your equity for renovations or debt payoff.

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FHA / VA
Streamline

Fast, low-doc refi for existing FHA or VA loans.

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Shorten
Your Term

Switch to a 15- or 10-year loan and pay off faster.

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Happy Kansas City couple closing on their home with Metropolitan Mortgage

Why Choose Metropolitan Mortgage?

Fast Closings

Close in as little as 10-days on your new home.

Local Experts

We have helped over 10,000 families since 1997.

Great Rates, Low Fees

Get the best rate without junk fees other lenders charge.

Personalized Service

We guide our clients to the best loan, not what makes us the most money.

Our Metropolitan Mortgage Locations

Overland Park Mortgage Lenders

7381 W 133rd St STE 200

Overland Park, KS 66213

Phone: (913) 642-8300

Hours:
Monday – Friday: 8:30 AM – 5:30 PM
Saturday & Sunday: Closed


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Kansas City Mortgage Lenders

7280 Northwest 87th Terrace Suite 200

Kansas City, MO 64153

Phone: (855) 313-2480

Hours:
Monday – Friday: 8:00 AM – 5:30 PM
Saturday & Sunday: Closed


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Ready to Get the Best Rate in Kansas City?

Pre-approvals in minutes • No hidden fees • Close in as fast as 10 days

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